Company Profile

NBI & Associates was established in January 1986. It is truly a self-made Company story built on values of integrity, determination, and hard work. Its founder, Nathan Beach started the Company with his first employee, his wife Jeannine who left a Hospital career in respiratory therapy. Teaming together, they both fulfilled all the daily functions of sales, services, and responsibilities within the Benefits Agency. When NBI showed early revenue growth, assets generated were reinvested into the company to support additional employee salaries to sustain additional client growth. "It's by our humbled past, by sitting in every chair, by doing every job, that has given us such an appreciation of what each professional person brings to our company!",  Nathan Beach.
NBI's professional staff has grown thru the years and now covers all aspects of Benefit Planning. Our clients enjoy a one-stop-shop, one phone number contact for all their benefit needs. NBI's Value Added Services it provides its Clients stands alone, provides real solutions to what you need, distinguishes NBI & Associates as an industry leader. However, NBI's most prized possession is you!
For over a quarter of a century our history of growth and experience shows a continued understanding of what it takes to earn your business. At NBI, "Your Benefits just got Easier!"
Nathan D. Beach, CBC,CBA Principal/Owner

Represented Companies


What We Offer

  • Group Medical Plans
  • Group Life Plans
  • Group Dental Plans
  • Group Disability Plans
  • Group Accident Plans
  • Group Long Term Care Plans
  • Group Retirement Plans
    • 401(k) Plans
    • Profit Sharing Plans
    • SIMPLE Plans
    • Simplified Employee Pension (SEP)
    • Pension Plans
    • Plan Design & Administration
  • Business Planning
    • Discriminatory Executive Benefits
    • Buy-'Sell Agreement Planning
    • Key Person Life Insurance
    • Deferred Compensation
    • Executive Bonus
    • Split Dollar Plans
    • 125 Pretax Cafeteria Plans
    • Cobra Administration
    • Employee Benefit Statements
  • Individual products
    • Medical
    • Dental, Vision
    • Medicare Supplements
    • Life Insurance


"We are a small sales and Manufacturers rep company and like many other companies, I and our employees wear many, hats. Because we are small in employee size, we know we need to get the best rates for Insurance and the best value for those rates, in order to maintain our profits and like many other companies, we shop carriers each year. We know that we can get a decent Insurance rate from just about any carrier out there, but, what we can't get is the relationship that we have with the Owners and employees of NBI & Associates. In today's market, it's all about building a relationship with your clients, helping them to grow and making it as easy as possible to do business with you because let's face it, if you don't take care of them, someone else will. NBI knows that fact too. They are small enough to know you personally as well and that's important to me. I know that I can call on Janey or Chelsa, or anyone else at NBI for assistance or send an email anytime, and trust me I have, with most benign questions and it just gets handled, no matter what. Each and every year when it's time to re-new policies and deal with all of the" little issues" that take forever to resolve arise, I know I will be given all the support and assistance I need in order to make it happen as quickly and smoothly as possible. It's a hassle free relationship for me and one that I count on because I never know what hat I am going to be wearing five minutes from now. Having the ability to be able to rely on NB for that additional support is a good way to maintain my business year after year."

Tana Lynn-Bailey, Controller

"NBI & ASSOCIATES has been our go to company for all of our insurance needs for a number of years now. Thru them we have not only our hospitalization insurance, but they also offer dental, vision, cancer policies, accidental policies, and life insurance for our employees. The majority of our employees have taken advantage of these. Nathan, Janey, and Becky have always helped us with any situation that has occurred. We think their customer service is great."

Jan Davis, Office Manager

"We have relied on NBI & Associates for many years. They provide side-by-side insurance comparisons, they quickly answer all our questions, they produce high-quality enrollment & benefits brochures & CD's, and they keep us up-to-date on all the latest healthcare changes. Their friendly team has saved our company lots of time and money!"

Paula Tenney, Vice President of Accounting

The Best of Professionals

Nathan Beach, CBC,CBA
As owner/founder of NBI, with industry experience for over a quarter of a century, Nathan brings a depth of benefit knowledge and expertise that only few broker consultants ever attain.  In the early years, there was more of a focus on corporate estate and retirement planning, however in 1995, the entire circle of benefit planning dominated consulting efforts.  As a native Texan born and raised, married to wife Jeannine for 30 + years, Nathan is licensed in the State of Texas as a Life and Health Insurance Counselor.  Nathan holds professional designations of Chartered Benefit Consultant (CBC) and Certified Benefits Advisor (CBA).  By personally maintaining required annual certifications necessary to advise employer groups employees individually with Medicare options, Nathan adds additional cost saving solutions not offered by many of his competitors.  “Many benefit counselors have strong backgrounds of education in strategic planning techniques, however few share my goal to provide customers real solutions that increase coverage levels while lowering cost.”
Benefit Specialist and Master Broker with over 35 years experience specializing in all lines of employee benefits and risk management.  Designated as a Certified Insurance Counselor, Life Underwriting Training Counsel Fellow, and Certified Identity Theft Risk Management Specialist.  Experienced with the skills and ability to service clients with unique strategies and creative methods that benefits those he serves.  As an award winning top producer in his field James is a Life Member of the Texas Leaders Round Table, and member of the Who’s Who of Insurance Professionals.  He has received numerous awards and accolades including the Fort Worth Star Telegram’s “Front Page Award” proclaimed by the mayor of Fort Worth.  James also served as Chairman and Director on the Fort Worth Insurance Board for over 12 years and is the past President of the Fort Worth Association of Insurance & Financial Advisors.  He also taught personal & business insurance courses for over 20 years, and is a national speaker on benefits.  James is married to his wife Tammy and has two children Morgan and Sydney.
Sam Morrow
is a multi lines independent agent that has been serving the Fort Worth area for 36 years. He began his career with Sentry Insurance as an agent specializing in writing commercial insurance. While there, he was one of the top agents in a company that had over 1,500 agents all across the United States and was on the agent's advisory council. He worked with companies of all sizes on their insurance programs. Some companies that were family owned with1 employee and some that were publicly traded companies that had over 1,000. But no matter who they were, they knew that he was looking out for their best interest. In 1993, he left Sentry to become an independent agent. As such, he has been able to use many insurance companies to meet the needs of his customers. He has been working with NBI and Associates since 2003, and during that time he has been able to provide benefit programs to a broad range of Companies.
Becky Tenseth
started as an administrative assistant in with Northwestern Mutual Life office in 1991, while going to college. Two years later, she obtained her insurance license and continued to grow her knowledge and experience in specialties of insurance from personal estate and business planning to corporate benefit planning. After graduating with a Bachelors Degree in Business Administration from the University of Texas at Arlington in 2002; she went "out on her own," forming TAG Benefits Group, L.L.C. In 2007, Becky became a strategic partner with NBI & Associates, specializing in supplemental benefits. In addition to implementing and servicing supplemental benefit programs, she coordinates and oversees Open Enrollment meetings, our bilingual agent team and other facets of supplemental benefit planning. Becky and her husband, Tom, live in Weatherford and enjoy traveling and spending time with family and friends.
Ceri Artzer
Ceri began her insurance career in Colorado with MetLife in 1997.  Life insurance and variable annuities were her primary focus for several years.  She eased into the world of health insurance, covering individuals under 65, employer groups, and Medicare beneficiaries.  She integrated her book of business into a property/casualty agency after obtaining her P&C license.  When it became apparent that she was moving to Texas in 2009, she had trained other health-licensed agents and assistants to take over the servicing of her valued clients within the agency.  Ceri primarily works with offering supplemental benefits in the workplace and enjoys facilitation and mediation as a second career.
Charles Elliott, CLU, ChFC
Charles has been in the medical insurance business and administration of employee benefit plans since 1976. In 1983, I received my Chartered Life Underwriter (CLU) designation. In 1985, I received my Chartered Financial Consultant (ChFC) designation. I have been a member of various insurance and benefit administration associations over my career. Administration services include POP (Premium Only Plans), Flexible Spending Accounts (FSA) with Debit Cards to be used at point of service for both Full Flex and Limited Purpose FSA, Medical Reimbursement Expense Plans (MERP), and COBRA Administration. We have positioned ourselves over the past several years to help employers deal with and understand the new programs and options and opportunities that are currently taking place. With innovative software and web site utilization for both the employer and employee, we are able to bring extremely high value to the employers benefit plans.
Candi Chapman, CRC
President, Lone Star 401(k) Consultants, Fort Worth, Texas, began her career in third-party administration of Qualified Plans over 25 years ago working for a small firm in Fort Worth. During her eleven years with that firm, Candi was responsible for all aspects of administration for over 100 qualified plans. Candi briefly moved to Cleveland, Ohio, her husband's home town, for two years where she worked as an independent consultant for several firms including Eaton Corporation and Schwab Retirement Plan Services before returning to Texas. For eight years, she was a partner in a large firm in Dallas where she opened and managed the Fort Worth office for four years. For the last three years with the firm, Candi managed the entire firm and was responsible for all new Plan sales. In late 2006, Candi decided to venture out on her own and founded Lone Star 401(k) Consultants in February 2007. Candi is a Certified Retirement Consultant and also has completed the necessary testing for the Enrolled Retirement Plan Agent (ERPA). As an ERPA, Candi is enrolled to represent taxpayers before the Internal Revenue Service as a retirement plan agent.

Why Choose Us

Before the sale-What makes us different?

NBI is a full-time employee benefits firm that is assisting many companies in maintaining a comprehensive employee benefit package that helps retain employees that are most valuable to that company. Our firm comprises the top employee benefit insurance markets and is automated in reaching them for your customized comparison proposal. Our knowledgeable professional staff have the expertise to present the information and proposals in a manner to make an informed, logical, and confident decision.

After the sale-What makes us different?

NBI's professional staff will take care of you once your plan is in place. We maintain a focused approach. Our philosophy is to not only do what it takes to earn your business, but do what it takes to keep your business. We offer our clients a full-time staffed customer service department to assist with any carrier need that will arise. Employee benefit laws and regulations are very complex and changing all the time. As an employer, it is your responsibility to remain in compliance. Having NBI on your team will help keep you aware of benefit changes assisting you to stay in compliance.
All of these issues are important to us because we know they are important to our clients. And this, we believe, is one of our greatest strengths--the ability to see the world through our client's eyes and offer candid, objective advice that helps to solve their most pressing problems.

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