The Best of Professionals
Nathan Beach, CBC,CBA
As owner/founder of NBI, with industry experience for over a quarter of a century,
Nathan brings a depth of benefit knowledge and expertise that only few broker consultants ever attain.
In the early years, there was more of a focus on corporate estate and retirement planning, however in 1995,
the entire circle of benefit planning dominated consulting efforts. As a native Texan born and raised,
married to wife Jeannine for 30 + years, Nathan is licensed in the State of Texas as a Life and
Health Insurance Counselor. Nathan holds professional designations of Chartered Benefit Consultant (CBC)
and Certified Benefits Advisor (CBA). By personally maintaining required annual certifications necessary to
advise employer groups employees individually with Medicare options, Nathan adds additional cost saving
solutions not offered by many of his competitors. “Many benefit counselors have strong backgrounds of education
in strategic planning techniques, however few share my goal to provide customers real solutions that
increase coverage levels while lowering cost.”
James Beach LUTCF, CIC, CITRMS
Benefit Specialist and Master Broker with over 35 years experience specializing in all lines of employee benefits and risk management. Designated as a Certified Insurance Counselor, Life
Underwriting Training Counsel Fellow, and Certified Identity Theft Risk Management Specialist. Experienced with the skills and ability to service
clients with unique strategies and creative methods that benefits those he serves. As an award winning top producer in his field James is a Life Member of the Texas Leaders Round Table, and member of the Who’s Who of Insurance Professionals. He has received numerous awards and
accolades including the Fort Worth Star Telegram’s “Front Page Award” proclaimed by the mayor of Fort Worth. James also served as Chairman and Director on the Fort Worth Insurance Board for over 12 years
and is the past President of the Fort Worth Association of Insurance & Financial Advisors. He also taught personal & business insurance courses for over 20 years, and is a national speaker on benefits.
James is married to his wife Tammy and has two children Morgan and Sydney.
is a multi lines independent agent that has been serving the Fort Worth area for 36 years.
He began his career with Sentry Insurance as an agent specializing in writing commercial insurance.
While there, he was one of the top agents in a company that had over 1,500 agents all across the United
States and was on the agent's advisory council. He worked with companies of all sizes on their insurance
programs. Some companies that were family owned with1 employee and some that were publicly traded companies
that had over 1,000. But no matter who they were, they knew that he was looking out for their best interest.
In 1993, he left Sentry to become an independent agent. As such, he has been able to use many insurance companies
to meet the needs of his customers. He has been working with NBI and Associates since 2003, and during that time
he has been able to provide benefit programs to a broad range of Companies.
started as an administrative assistant in with Northwestern Mutual Life office in 1991, while going to college.
Two years later, she obtained her insurance license and continued to grow her knowledge and experience in
specialties of insurance from personal estate and business planning to corporate benefit planning.
After graduating with a Bachelors Degree in Business Administration from the University of Texas at Arlington
in 2002; she went "out on her own," forming TAG Benefits Group, L.L.C. In 2007, Becky became a strategic
partner with NBI & Associates, specializing in supplemental benefits. In addition to implementing and
servicing supplemental benefit programs, she coordinates and oversees Open Enrollment meetings, our bilingual
agent team and other facets of supplemental benefit planning.
Becky and her husband, Tom, live in Weatherford and enjoy traveling and spending time with family and friends.
Ceri began her insurance career in Colorado with MetLife in 1997. Life insurance and variable annuities were her primary focus for several years. She eased into the world of health insurance,
covering individuals under 65, employer groups, and Medicare beneficiaries. She integrated her book of business into a property/casualty agency after obtaining her P&C license. When it became apparent that she was moving to Texas in 2009, she had trained other health-licensed agents and assistants to take over the servicing
of her valued clients within the agency. Ceri primarily works with offering supplemental benefits in the workplace and enjoys facilitation and mediation as a second career.
Charles Elliott, CLU, ChFC
Charles has been in the medical insurance business and administration of employee benefit plans since 1976. In 1983,
I received my Chartered Life Underwriter (CLU) designation. In 1985, I received my Chartered Financial Consultant
(ChFC) designation. I have been a member of various insurance and benefit administration associations over my career.
Administration services include POP (Premium Only Plans), Flexible Spending Accounts (FSA) with Debit Cards to be
used at point of service for both Full Flex and Limited Purpose FSA, Medical Reimbursement Expense Plans (MERP), and COBRA Administration.
We have positioned ourselves over the past several years to help employers deal with and understand the new programs
and options and opportunities that are currently taking place. With innovative software and web site utilization
for both the employer and employee, we are able to bring extremely high value to the employers benefit plans.
Candi Chapman, CRC
President, Lone Star 401(k) Consultants, Fort Worth, Texas, began her career in third-party administration
of Qualified Plans over 25 years ago working for a small firm in Fort Worth. During her eleven years with that
firm, Candi was responsible for all aspects of administration for over 100 qualified plans. Candi briefly moved
to Cleveland, Ohio, her husband's home town, for two years where she worked as an independent consultant for
several firms including Eaton Corporation and Schwab Retirement Plan Services before returning to Texas. For eight years, she was a partner in a large firm in Dallas where she opened and managed the Fort Worth office for four years. For the last three years
with the firm, Candi managed the entire firm and was responsible for all new Plan sales. In late 2006, Candi decided to venture out on her own and founded Lone Star 401(k) Consultants in February 2007.
Candi is a Certified Retirement Consultant and also has completed the necessary testing for the Enrolled
Retirement Plan Agent (ERPA). As an ERPA, Candi is enrolled to represent taxpayers before the Internal Revenue
Service as a retirement plan agent.
Why Choose Us
Before the sale-What makes us different?
NBI is a full-time employee benefits firm that is assisting many companies in maintaining a comprehensive employee
benefit package that helps retain employees that are most valuable to that company. Our firm comprises the top
employee benefit insurance markets and is automated in reaching them for your customized comparison proposal.
Our knowledgeable professional staff have the expertise to present the information and proposals in a manner
to make an informed, logical, and confident decision.
After the sale-What makes us different?
NBI's professional staff will take care of you once your plan is in place. We maintain a focused approach.
Our philosophy is to not only do what it takes to earn your business, but do what it takes to keep your business.
We offer our clients a full-time staffed customer service department to assist with any carrier need that will arise.
Employee benefit laws and regulations are very complex and changing all the time. As an employer,
it is your responsibility to remain in compliance. Having NBI on your team will help keep you aware of benefit
changes assisting you to stay in compliance.
All of these issues are important to us because we know they are
important to our clients. And this, we believe, is one of our greatest strengths--the ability to see the world
through our client's eyes and offer candid, objective advice that helps to solve their most pressing problems.